TMRW Savings Account

Enjoy attractive interest rate of 1.3% p.a. for the first THB 1 million*

City of TMRW - build your city with your savings.

City of TMRW - build your city with your savings.

The more money you save, the bigger your city will be.

The more money you save, the bigger your city will be.

Simply transfer savings from your TMRW Everyday Account to your TMRW Savings Account for higher interest rate.

Simply transfer savings from your TMRW Everyday Account to your TMRW Savings Account for higher interest rate.

Open an account easily via UOB TMRW app with no minimum balance requirement.

Open an account easily via UOB TMRW app with no minimum balance requirement.

*Amount more than 2 million get 0.25% p.a.

TMRW Everyday Account

No fees on your payments & transfers

Receive personal accident coverage up to 20 times of the deposit amount, maximum 10 million baht.

Receive personal accident coverage up to 20 times of the deposit amount, maximum 10 million baht.

Coverage covers driving or riding as a passenger on a motorcycle.

Coverage covers driving or riding as a passenger on a motorcycle.

Earn 0.1% p.a. interest

Earn 0.1% p.a. interest

No fees for online bill payments and fund transfers.

No fees for online bill payments and fund transfers.

Personal Accident Coverage Benefit*

Get extra PA coverage from TMRW Everyday Account

Receive personal accident coverage up to 20 times of the deposit amount.

Receive personal accident coverage up to 20 times of the deposit amount.

Maximum coverage 10 million baht worldwide 24 hours a day.

Maximum coverage 10 million baht worldwide 24 hours a day.

Coverage covers driving or riding as a passenger on a motorcycle.

Coverage covers driving or riding as a passenger on a motorcycle.

Customers don’t have to pay insurance premiums

Customers don’t have to pay insurance premiums

*Free personal accident coverage starting 25 April 2024 onwards.

Detail and Condition of PA Coverage

Detail and Condition of PA Coverage
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The account holder will receive personal accident coverage according to the policy terms as follows.

  • The account holder must have a deposit balance of at least 3,000-baht one day prior to the accident date.
  • The account holder will be covered in the amount of 20 times of the deposit balance in TMRW Everyday Account 1 day before the accident date, maximum coverage of 10 million baht per person regardless of the number of TMRW Everyday accounts which the account holder is holding.
  • The account holder who is over 70 years old at the account opening date will receive compensation 70% of the coverage amount.
  • Condition of compensation payment, Loss of Life received compensation 100% of coverage amount.
  • Dismemberment, Loss of Sight, Loss of hearing (PA 2) received compensation 1-60% of coverage amount.
  • In case of Total Permanent Disability received compensation 100% of coverage amount for Total Permanent Partial Disability received compensation 50% of coverage amount.
  • The beneficiary must be statutory heir of account holder only and cannot be changed.

Coverage Period

  • Coverage starts from the account opening date and ends when the account is closed.

Personal Accident Coverage

  • Personal Accident insurance (PA) Type 2 entitlements and extended coverage for driver and passenger of motorcycle. The coverage is due to loss of life, dismemberment, loss of sight, loss of speech, loss of hearing or total permanent disability from murder and assault, but not covering medical expenses.
  • Contact United Overseas Bank (Thai) Public Company Limited (“the Bank”) with claim documents according to the information on the Bank's website under TMRW Account section. Or contact Thaivivat Insurance Public Company Limited to file claim at Tel. 1231 press 3 and press 3.
  • If the insured member dies, the insurer company will deliver the check to the address of the claimant as provided on the claim form.
  • Insurance premiums are paid by the Bank while the account holder is the insured. This coverage is under the group non-life insurance policy of TMRW Everyday Account. Thaivivat Insurance Public Company Limited takes responsibility under the terms of coverage and benefits according to conditions.
In case of fatal accident In case of permanent disability
  • Claim form
  • Copy of ID card or passport of the deceased
  • Copy of the death certificate
  • Copy of written death certification
  • Copy of the autopsy report
  • Copy of the police's daily record
  • Copy of the police’s case summary
  • Copy of house registration stamped “Death” of the insured
  • Copy of the beneficiary's ID card duly certified
  • Copy of the beneficiary's house registration duly certified
  • Letter appointing the administrator of the estate (if any)
  • Copy of Statement for the past 3 months
  • Claim form
  • Copy of the insured's ID card duly certified
  • Copy of the insured's house registration
  • Copy of the daily case report
  • All treatment history
  • Photograph of the insured showing disability or organ damaged
  • Disability ID card
  • Disability certificate
  • Copy of Statement for the past 3 month
  • For account information, please contact TMRW Contact Center 0-2285-1555 or Email: UOBTMRW@uob.co.th
  • Inquiry about accident insurance coverage at Thaivivat Insurance Public Company Limited Tel. 1231
  • The value of insurance premium is equivalent to the interest rate that increases 0.11% per year as of 25 April 2024.

TMRW Debit Card

Withdrawal or make payment everywhere.

Pay at all Mastercard or PromptCard accepted stores

Pay at all Mastercard or PromptCard accepted stores

Track all your spending with the TMRW app

Track all your spending with the TMRW app

No annual fee for the first year

No annual fee for the first year

No withdrawal fee at all PromptCard and UOB ATMs in Thailand

No withdrawal fee at all PromptCard and UOB ATMs in Thailand

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More information

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Remark

  • Withholding tax shall be in accordance with the regulations of the Revenue Department.
  • The deposits are under the protection of the laws regarding the Deposit Protection Agency as per the amount and conditions stipulated therein.

The best cashback credit card you can customise
Just using identification card and latest salary slip. Easy apply via app.