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TMRW
Credit Card
Credit Card
Enjoy 1% cashback on dining, supermarket & minimart and transportation spend. All other spends give you 0.2% cashback.
Make TMRW yours - Apply now
The Card of TMRW
This attractive card has equally attractive rewards!
Earn cashback on your credit card spend and enjoy
exciting monthly treats and great deals.
Earn cashback on your credit card spend and enjoy
exciting monthly treats and great deals.
Earn 1% Cashback
On dining, supermarket & minimart and transportation spend, and 0.2% cashback on all other spend.
Control How Much You Want to Spend
You can set daily limits on your card spend and ATM cash advance withdrawals.
Flexi Repayment
Allows you to convert your big ticket purchases into installment payments of 3, 6 or 12 months instantly at an attractive rate.
TMRW Account & Credit Card
Apply for both TMRW Account and Credit Card to enjoy up to 3.5% p.a. interest on your savings. Earn up to 6% cashback on your preferred credit card spend categories when you fulfill the qualifying transactions on your TMRW Everyday Account every month. 
How to get 6% cashback
2 bill payments / top up
in a month with your TMRW Everyday Account
+
2 QR payments
in a month with your UOB TMRW app
Choose 3 of your favourite categories:
Dining
Supermarket &
minimart
minimart
Transportation
Beauty & Salon
Electronic & Gadget
Hotel & Travel
Fashion & Department Store
Gasoline
In accordance with Bank Indonesia Press Release No. 23/317/Dkom dated 23 November 2023, we hereby inform you that Bank Indonesia has extended the policy until 30 June 2024 in administering Credit Card products as follows:
- The minimum credit card payment is 5% of the total billing statement.
- Late payment fees is 1% of the total bill or a maximum of Rp100.000 (whichever is lower).
More Information
- The minimum credited cashback is Rp50.000 (applicable after 28 February 2022) and the maximum credited cashback is Rp200.000.
- Cashback is only valid for posted retail transactions, excluding reversed transactions.
- Transactions are counted based on calendar month.
- Cashback will be credited on every 2nd business day of the following month.
- TMRW Credit Card spend eligible for cashback excludes cash advance, mutual fund, all kind of interest & fees, insurance, installment and bill payment.
- The minimum converted amount for Flexi Repayment is Rp500.000 per transaction.
- The maximum number of transactions per Flexi Repayment request is 5. But there is no cap on the number of requests you can make!
More Information on TMRW Credit Card