Can I change the default spend categories and earn 6% cashback on the spend categories of my choice?

Yes. Here's what you need to do:

1. Make 2 QR payments within the same month via the UOB TMRW App; AND

2. Make 2 bill payments with your TMRW Everyday Account within the same month via the UOB TMRW App.

3. After you have fulfilled the above requirements by the last working day of the calendar month, you will be eligible for the 6% cashback on your selected spend categories made in the following month. 

4. Your remaining spend categories will continue to earn 0.2% cashback.