Terms & Conditions:

TMRW Account or TMRW Credit Card applications during the period of October 15, 2022 – January 31, 2023 are eligible for this TMRW Partnership Referral Campaign.

• Get THB300 cash into TMRW Everyday account when apply TMRW upon condition.
1. Top up at least THB 5,000 into your TMRW Everyday account and maintain the accounts balance until the end of the application month. If your TMRW accounts are opened from 16th of the application month onwards, you need to maintain the accounts balance until the end of the following month. (Remaining balance at month end will be calculated from both TMRW Everyday and TMRW Savings accounts together.)
2. Spend 1 transaction of TMRW Debit Card Payment or Bill Payment or QR Payment with minimum spending of THB 100 (excluding ATM withdrawals) within 30 days of opening your TMRW Account.
3. The bank will credit money into TMRW Everyday account within 45 days from the end of every month.

Value of reward is equivalent to the increase of 6% interest p.a. calculated from value of reward THB300 for THB 5,000 deposit amount for 1 year.
The deposits are under the protection of the laws regarding the Deposit Protection Agency as per the amount and conditions stipulated therein.
*1.3% p.a. interest for the first THB 1 million and 0.25% p.a. interest thereafter.

• Get 50% cashback up to THB3,000 and Bar B Q Plaza eCoupon valued THB600 when apply and spend TMRW credit card upon condition.
1. This promotional campaign is only reserved for TMRW credit card issued in Thailand which get approved during October 15, 2022 - January 31, 2023 and eligible users must have accumulated spending via TMRW Credit Card from 6,000 baht or more per month during the 50% cashback period. 
2. This promotional campaign is applied for new customers who never use TMRW or/and UOB Credit Cards, or has cancelled the products for more than 6 months. 
3. Get 50% cashback for dining transactions for 6 months with maximum cashback 500 baht/month beginning on the 1st day of the following month of credit card approval. (For Example, User who gets credit card approved on October 15, 2022 and spends according to the condition will get 50% cashback maximum 500 baht/month from November 1, 2022 - April 30, 2023).
4. Get Bar B Q Plaza valued THB600 (THB200 x 3 eCoupon) when you are eligible for "Get 50% cashback on dining" campaign within March 31, 2023. Bank will send eCoupon via SMS within 45 days from the end of every month throughout promotional period.
5. The Spending participated in this cashback promotional benefit will be calculated only from dining transactions using MCC (Merchant Category Code) defined by VISA and MasterCard as followed: Caterers (5811), Eating Places and Restaurants (5812), Drinking Places (5813), Fast Food Restaurants (5814), Candy, nut and confectionery Stores (5441), Bakeries (5462), Package Stores –Beer, Wine and Liquor (5921) (Exclude Hotel Restaurants), and calculated based on the transaction date.
6. Bank will credit money into TMRW Everyday Account within 45 days from the end of every month. 
7. Credit into credit card account cannot change/exchange or change for cash and cannot be transferred to other people.
8. TMRW credit cardholders must maintain the card membership status and not default on payment until the daythe bank delivers Cashback benefit.
9. Bank is not involved in providing products and/ or services of the merchange. Please contact merchant directly.
10. For more information, please chat with TMRW Contact Center via Live chat on TMRW Application.

Employees of United Overseas Bank Public Company Limited can participate in this promotion only TMRW credit card application, employees applying for TMRW account cannot participate in this promotion.
Please click here for more Partnership Referral Programme T&Cs

Bar B Q Plaza eCoupon T&C
1. Discount eCoupon valued THB200 when ordering food with a minium of THB1,000 at Bar B Q Plaza (Either dine-in or take home)
2. eCoupon period will be valid until May 31, 2023. (Invalid to use during November 16 - 30, 2023.)
3. Each customer is limited to receive 3 SMS, with total valued THB600.
4. Limited 1 privilege/ month within the specified eCoupon period.
5. Payment must be made by TMRW credit card only.
6. Please show eCoupon before billing. Limit 1 eCoupon/ 1 receipt.
7. This privilege cannot be exchanged or redeemed for case or transferable to others.

Terms of TMRW CashPlus 0% interest for 2 billing cycles

1. This campaign is valid from October 15, 2022 - January 31, 2023 for new customers who apply for TMRW CashPlus and get approved by February 16, 2023. 
2. The bank will charge 0% interest for the first 2 billing cycles when making minimum payment. After that, the interest rate charged will be 25% per year.
3. The bank will charge interest, fines, service charges and any fees combined not more than the maximum interest rate set by the Bank of Thailand, in which thecurrent maximum interest rate is 25% per year.